The New Health Insurance Solution Comment obtenir une couverture moins chère et de meilleure qualité sans un régime d'employeur traditionnel

Since 1945, most Americans have received health insurance directly from their employer. That is about to change. Starting this autumn, employers will be telling millions of employees to "buy your own health insurance, and we will pay for it.

Get better, cheaper health insurance—NOW!

Did you know you can save thousands of dollars a year on all your healthcare costs—without a traditional employer plan? The New Health Insurance Solution explains how. Plus, you'll learn why you should take your spouse and children off your employer health plan, how to use the new Health Savings Accounts (HSAs) to get a double tax break, how to cut prescription drugs costs by 50 percent or more, how to get health insurance between jobs, and how to get affordable healthcare for yourself or your parents in retirement.

"Americans can finally get affordable lifetime health insurance for themselves and their family. Pilzer's The New Health Insurance Solution shows you how every step of the way."
—Mark Victor Hansen, cocreator, #1 New York Times bestselling series Chicken Soup for the Soul®, and coauthor, The One Minute Millionaire

"Millions of entrepreneurs and small businesspeople think they can't afford health insurance. Now they can."
—Randy Fields, cofounder, Mrs. Fields Cookies

"A priceless guide for every American, and especially for anyone with a family member with a health problem."
—Anthony Robbins, author, Awaken the Giant Within and Unlimited Power

"I was on COBRA health insurance, and the information in this book lowered our monthly premium by $700 a month."
—John Grillos, Hillsboro, California

You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if:

• You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage)
• You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan
• You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business

The book also explains in detail the best solutions for you if:

• You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage )
• You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option
• You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan

The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer.

PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.