Examine the globalization of today's financial markets and explore how central banks have changed monetary policy because of the Great Recession. Study how technology is disrupting financial markets and join the debate over who protects consumers in financial markets. While other money and banking texts focus on memorizing equations; moving lines on graphs; or reading long, dry chapters, Brandl's MONEY, BANKING, FINANCIAL MARKETS AND INSTITUTIONS, 2E brings important financial concepts to life in a clear, concise, reader-oriented approach. You see the connections between the concepts you are learning and the macroeconomics you've already mastered as you examine financial entities in detail, using the recent economic crisis as a backdrop. This inviting book reads almost as a conversation that encourages you to discuss and debate these important concepts with friends, colleagues, and even future employers. MindTap digital resources with the world's leading Aplia online homework tools further prepare you to understand today's banking and financial markets.