Better than Budgeting How to Reach Financial Goals Through Successful Money Management

Is Your Money Slipping Away from You?Our finances are our most important asset, and as such they require careful, complete attention. With the myriad of expenses in our world, the constant access to online stores, and the simplicity of spending money (through plastic and instant online transactions) without having a quantity of physical cash to monitor, it’s all too easy to lose track of how much money we have and where it goes.

And that’s not even considering that complicated, dangerous cycle of credit reliance so many of us have fallen victim to.

Consider These Questions:

• Do you know your financial situation at all times?
• Do you know how much money you net every month after gross and expenses?
• Do you have a set budget plan to keep a positive interval in place?
• Do you ever miss payments?
• Do you know how much money you need to “break even” after expenses monthly?

These may seem intensive, but they’re absolutely vital questions to address. If you aren’t aware of these factors, how is it possible to know if you’re making enough to support your lifestyle?



A Simple, Proven Money Management Solution to Keep You on TrackNorbert D. Frank’s book is a response to the immensely successful Getting Things Done by esteemed author David Allen. Spinning off of Allen’s premise of improving effectiveness by writing down tasks and keeping organized through simple work flow procedures, Better than Budgeting is a simple, proven means of providing understanding and financial self-actualization through similar methods. By promoting a step-by-step process on a daily, weekly, and monthly basis and fleshing out all financial aspects in a straight-forward manner, the practice of this book is to gather and understand an entire financial overview.

Once the reader understands those basic, essential skills, he/she can then move on to more complex, practical techniques of money management, from investments to overcoming common negative associations.



What’s IncludedYour purchase of Better than Budgeting comes with all of these supplementary components to help the reader enhance their financial awareness:

• A Better than Budgeting workbook to apply the knowledge from the book
• An Excel-based expense tracker for easily managing expenditures
• An Excel-based contract management tool to keep projections in clear focus
• An Excel-based wealth overview to provide a total understanding over overall financial standings
• All tools are also available for the free Libre Office and optimized for print out

All of these additions are optional for use, but are intended to promote and ensure the best possible financial practices on a regular basis.



Message from the authorThe art of proper money management is easy – theoretically. But to apply it in practice is often quite difficult. Electronic tools can help but don’t solve the underlying challenge of winning the game of personal finances. Therefore this book has a very strong focus on guiding you step by step through the process and giving you all the information and tools you need to start right away. Financial and expense tracking are the basis of staying informed, positive spending habits, and smart spending is the best way to keep the wealth you already have. Stay in control and reach financial goals.

To your financial success!

- Norbert D. Frank