For more than three years, the Charlotte Observer has published frugal and time-saving tips from some of our sharpest readers in the “I’m So Clever” column. Now, we’ve organized all those thrifty ideas into a handy little book. Page after page, you’ll find more than 450 tips and photos about saving money, getting organized, cutting household clutter and finding smart new uses for disposable items. At only $5.99, this handy volume is a “clever” purchase and the perfect gift. Also available on Amazon.com.