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In ''The Average Joe's Guide to Early Retirement'' you will find the key steps I took myself to being financially secure by the ripe old age of 40. And I did this without having high paying jobs or wealthy heirs leaving me small fortunes. Financial freedom may mean different things to different people. For me it wasn't about material wealth. Time was the most important resource that I had, and working an 8-5 job for the rest of my life just wasn't going to cut it. I couldn't picture myself strapped to a desk until I was in my 60's. I wanted more time to spend with my loved ones now and the freedom to do what I wanted to do with my time. I wanted to experience a full life while I was still young enough to really enjoy it. In this book I will show you how anyone can take some simple steps to get on the road to financial freedom and retire early. It really isn't complicated at all and virtually anyone can do it. Reading this book will be one of the best things you ever did!